Flexible Business Lines of Credit

A Business Line of Credit from BH Capital Funding is a versatile financing option that allows businesses to access funds as needed, providing the flexibility to manage cash flow, cover unexpected expenses, or take advantage of new opportunities.

Key Features:
  1. Flexible Access to Funds: Draw only what you need, when you need it, up to your credit limit.
  2. Revolving Credit: Repay and reuse the credit line, similar to a credit card, which provides continuous access to funds.
  3. Competitive Rates: Benefit from competitive interest rates that make managing your business expenses more affordable.
  4. No Hidden Fees: Transparent terms with no hidden fees, ensuring you know exactly what you're paying for.
Benefits:
  1. Improved Cash Flow: Smooth out cash flow fluctuations by having funds readily available.
  2. Financial Flexibility: Use the credit line for a variety of business needs, from purchasing inventory to covering payroll.
  3. Quick Access: Get fast access to funds without the lengthy application process typically associated with traditional loans.
  4. Credit Building: Help build your business credit score with responsible use and timely repayments.
How It Works:
  1. Application: Simple and quick application process.
  2. Approval: Fast approval times, ensuring you get access to funds when you need them.
  3. Draw Funds: Access your line of credit as needed, only paying interest on the amount drawn.
  4. Repayment: Flexible repayment terms, allowing you to repay the balance as you use it.
Lending Criteria: To qualify for a Business Line of Credit with BH Capital Funding, your business should meet the following criteria:
  1. Established Business: Must have been in operation for at least 6 months.
  2. Revenue Requirements: Minimum annual revenue of $100,000.
  3. Credit Score: A good personal and business credit score, typically above 600.
  4. Financial Documentation: Up-to-date financial statements, including profit and loss statements, balance sheets, and cash flow statements.
  5. Legal Documentation: Proof of business registration, operating agreements, and any other relevant legal documents.
  6. Collateral: Depending on the amount requested, collateral may be required.
Eligibility:

To qualify for a Business Line of Credit with the Lion Capital Fund, your business should have a stable revenue stream and a good credit history. Specific eligibility criteria may vary, and we work with businesses to understand their unique financial situations.